Hydrogen Debit Cards

Issue physical, virtual and tokenized debit cards with our fully integrated embeddable applications. No lockups, minimums, or other hidden fees. Plus, earn revenue on every swipe!

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Debit Card Programs in a Box

Hydrogen manages the processor, bank sponsor, card network, and 40+ other processes within our SaaS platform. We make it easy for any business to launch white labeled debit card programs in 2-3-weeks!



Dozens of Configurable Features

Our no-code interface gives you full control over the features shown below. You can toggle on/off features and change settings on the card program without ever contracting with any third-parties.

Quick Setup

Quick Setup

Creating a card program typically takes 6+ months. With Hydrogen, get up and running in just a few days, with monthly contracts.
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White Label Design

White Label Design

Keep your brand top of mind every time users spend money. Add branding to the cards, including your colors and logo.
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Huge Cost Savings

Huge Cost Savings

Pay $0 to launch your card program (typically $30k+), $0 for development (typically $100k+), and save with no long-term commitments.
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Fast Approval

No-Code Apps

Quickly get to market with pre-approved, fully configurable UI for web and mobile, including full white label components and apps.
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Interchange Fee Share

Interchange Fee Share

We provide up to 1% on all transactions! Share this revenue with users in the form of cash back/rewards, or keep for profits.
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Rewards & Cash Back

Rewards & Cash Back

Automate and push custom rewards to cardholders based on spending, bonuses, balances, MCCs, and merchant IDs.
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PCI Compliance

SOC 2 & PCI Compliance

Hydrogen has been certified for SOC 2 & PCI compliance, and passed security audits by all partners, so you don't have to.
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Program Management

Full Program Management

All contracting at the issuing bank, card network, and wallets has already been completed by Hydrogen for you.
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Virtual Cards

Virtual Cards

Create beautiful virtual cards that can be reloaded by cardholders. All virtual card costs are included in our all-inclusive fee.
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Physical Cards

Physical Cards

Hydrogen manages all card ordering, printing, and shipping. All physical card costs are included in our all-inclusive fee.
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ACH Included

ACH & Bank Auth

Fund your reserve and enable consumer loads via ACH. Authenticate user bank accounts to confirm ownership and balances.
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Bank Auth

Direct Deposit Accounts

Debit cards are insured up to $250,000 by the FDIC, with routing and account numbers enabled for direct deposit.
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Tokenized Cards

Tokenized Cards

Pre-approved tokenization for the Apple, Google, and Samsung digital wallets, for both physical and virtual cards.
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No Fee ATM Access

Nationwide ATM Access

Withdraw cash (physical cards only) at over 55,000 ATMs nationwide, with no additional ATM fee charged by Hydrogen.
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Cash Top Ups

Cash Top Ups

Top up cards at large national retailers such as CVS, Walgreens, and Dollar General.
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Card Controls

Card Controls

Issue, lock, unlock, close, and more card controls on our beautiful admin UI.
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PIN Management

PIN Management

End users can set a personal PIN code for ATM and point of sale security.
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Spending Controls

Spending Controls

Admins and end users can set spending controls for amounts and categories.
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Revenue Potential

Every time your users swipe their card, you will receive up to 1% on all transactions!
Use the interactive model below to estimate your revenue potential.

100

100

$ 20

Additional Revenue Per User

$ 10

Total Annual Revenue

$ 10,000

No-Code Applications

No-code components are small standalone software applications built on top of our APIs. All components can be embedded with a few lines of code and easily connected to client data!

Embeddable Components Basic

Embeddable Components

Embeddable Components Basic

White Label App

Does your company have limited technical skills or lack a platform to embed components into? Not to worry! We have a configurable white labeled cards app:


  • Fully hosted by Hydrogen
  • Branded portal with your own domain
  • No coding needed
  • User signup, login/logout, and security

Card Issuance Made Easy

Hydrogen's components take all the hard work out of launching your card program.

Embeddable

Embeddable

Hydrogen embeddable components can be placed in any website or mobile app with just a few lines of HTML or JS code!

Orchestrated

Orchestrated

Hydrogen orchestrates the bank, network, ACH, KYC, IAV, & tokenization features. You don’t need a PhD in digital payments.

Configurable

Configurable

Easy component configurations are available to fit your brand, including logos, colors, fonts, styles, and features.

Beautiful

Beautiful

Hydrogen's design team has created beautiful templates that will integrate into any existing or new application.

Use Cases

Hydrogen is used by companies across dozens of verticals to leverage the power of SaaS based virtual and physical debit card issuance. See All >



Branded Cards

Branded
Cards

  • Rewards & Loyalty >
  • Brands & SMB >

    • Fintech Apps

    Fintech
    App Cards

  • Banking & Payments >
  • Direct Deposit >

    • Virtual Cards

    Wallets &
    Payments

  • Gig Economy >
  • Benefit Payments >

    • Cards Preview

    Our white label apps and components make card management simple.

    Card Designer

    Add your brand color and logo to preview your card. It's that simple with Hydrogen!

    Background Color

    Logo (svg only)


    1234 
    5678 
    9000 
    0000
    Valid thru 11/25
    Cardholder Name
    debit

    Frequently Asked Questions

    What types of cards can I issue?

    We offer virtual only or physical + virtual. Both virtual and physical cards can be tokenized for mobile and e-commerce wallets.

    What other vendors will I need to contract with?

    None! The Card Processor, Card Network, Mobile Wallets, KYC, IAV, ACH, Card Printer, and Call Center are all taken care of in our single contract.

    Do I have to be a developer to use the product?

    No! We have one-click web and mobile apps which require no tech skills at all. For more sophisticated use cases, we offer components which require basic programming skills. We will provide you with a short guide.

    What printing options do I have for physical cards?

    We offer plastic cards which can be printed on demand on pre-approved templates with your logo. For premium fees, you may also choose custom card art or custom options such as titanium or vertical cards. All fees are included at cost from the printer.

    Still have questions?

    Questions

    Launch debit cards in days with Hydrogen

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